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31 Mar 2022

Full-Time Provincial Credit Manager

Sheila Johannesburg

Job Description

A giant in South Africa’s Banking industry is looking for a Provincial Credit Manager to join their team. If you’re looking for an exciting challenge or exposure to a new environment, you don’t want to miss out on this opportunity!

Purpose Statement:

To evaluate and manage the credit and associated risks within an allocated portfolio in Business Bank through leading, driving and inspiring a team of Credit and Senior Credit Managers responsible for providing credit support, from origination and assessment, on an Intuitive basis, to ongoing risk management.
To integrate and manage the credit function by ensuring that the quality of credit risks across the regions are aligned to the Bank’s risk appetite, which includes minimising the risk of loss through bad debts, while maximising profits and applying risk-based pricing, where appropriate.
To evaluate, manage and monitor the credit and associated risks within a complex and high value portfolio (in addition to the supervision and management of the provincial portfolios).

Key Tasks & Accountabilities:

Functional Strategy Execution
Portfolio Management
Finance Management
People Management
Risk Management and Reporting
Stakeholder Engagement


Grade 12 National Certificate / Vocational
A relevant tertiary qualification (preferably a Degree)
CAIB / CA(SA) (advantageous)


At least 3 years’ experience at Senior Management Level
7 years Credit Management experience, within the Commercial and Business markets
Previous supervisory or leadership experience


Commercial, business and financial principles and practices
People Management
Change Management
Project Management
Governance and risk management principles
Business processes, policies and systems
Application of relevant credit and risk legislation in an organisation (NCA, CPA, Companies Act, Insolvency Act, etc.)
Impact of regulatory bodies (BASA, SARB, SACCRA, NCR, and FIC) on the functioning of an organisation

Full job specification available on request.

Should you not receive a response from us within one week of your application, your application has unfortunately not been successful.

You can visit our website for more vacancies: / Facebook page @wePlace / LinkedIn

How to Apply

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Job Categories: WordPress. Job Types: Full-Time. Job Tags: manager and Provincial Credit Manager.

Job expires in 82 years.

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